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The HOA resale package: the five days that protect you

  • Bryce Edwards
  • October 4th, 2026
  • 4 min read

Buying in Las Vegas · HOA communities

The HOA resale package: the five days that protect you

When you buy a resale home in a Nevada HOA, the seller has to give you the association’s documents. Once you receive them, you have five days to walk away.

Bryce Edwards, Realtor  ·  Updated October 3, 2026  ·  4 min read

In this guide

  1. 01What is in the package?
  2. 02Your five days
  3. 03What to read first
  4. 04What it costs and who pays
  5. 05Questions buyers ask

The short answer

  • The seller pays for the resale package and delivers it to you.
  • You can cancel in writing until midnight of the fifth calendar day after you receive it, and get your deposit back.
  • The right can’t be waived. Nevada’s HOA law doesn’t allow it.

In this guide

  1. 01What is in the package?
  2. 02Your five days
  3. 03What to read first
  4. 04What it costs and who pays
  5. 05Questions buyers ask

01

What is in the package?

  • The governing documents: the declaration, bylaws, rules and the state information statement.
  • What the seller owes the HOA, plus the monthly assessment.
  • The budget and a current financial statement, including a summary of the reserves.
  • Lawsuits and judgments against the association.
  • Every fee tied to the sale, including transfer fees.
  • All current and expected charges for the home: dues, assessments, fines and late charges.

02

Your five days

Nevada law lets you cancel the purchase by written notice until midnight of the fifth calendar day after you receive the resale package. Cancellation carries no penalty, and the money you paid is refunded promptly. The right ends once the home is conveyed to you.

Use the five days to read the money, not just the rules.

03

What to read first

The reserve summary. Thin reserves can mean a special assessment later.
Pending lawsuits against the association.
Transfer fees and capital contributions you pay at closing.
Rental rules, if you may ever rent the home.
Rules that affect how you live: parking, pets, architectural approval.

04

What it costs and who pays

The seller pays. The law caps what the association can charge for the resale certificate, with an extra fee allowed for a rush. Other documents have to be provided electronically.

Buying new from the builder works differently. You receive a public offering statement, and the five-day cancellation runs from signing, unless you personally inspected the home.

05

Questions buyers ask

How long do I have to cancel after getting the HOA resale package in Nevada?

Until midnight of the fifth calendar day after you receive it, by written notice.

Who pays for the resale package?

The seller.

Can I waive the five-day right?

No. Nevada’s HOA law doesn’t allow buyers to waive the rights it gives them.

Does this apply to new construction?

New homes from the builder come with a public offering statement instead, with its own five-day cancellation from signing, unless you personally inspected the home.

Bryce Edwards, Realtor

Bryce Edwards

Realtor, Realty ONE Group  ·  Las Vegas

Las Vegas Realtor since 2013. More than $25M in sales across Summerlin, Red Rock Country Club, Henderson and the Strip high-rises. 2025 top-producer award, Realty ONE Group. My family and I live in Summerlin.

Your next step

Buying in an HOA community?

When the resale package arrives, send it to me. I’ll point out the reserves, the lawsuits and the fees before your five days run out.

Schedule a time with Bryce

Or text or call (702) 412-5524
bryce@luxuryvegashouses.com

General information only, not legal, tax, lending or financial advice. Laws, rates and programs change. Before you act, confirm your situation with the right professional: a Nevada attorney, a CPA, a lender, or the agency that runs the program.

Bryce Edwards, Realtor · NV License S.0193621 · Realty ONE Group · 10750 W Charleston Blvd, STE 180, Las Vegas, NV 89135

Sources

  • Nevada Revised Statutes 116.4109 (resale of units)
  • Nevada Real Estate Division, Sale of a unit in a common-interest community
About the author

Bryce Edwards

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Bryce Edwards

Bryce Edwards

Realty ONE Group, Inc.

NV Lic. #S.0193621

10750 W Charleston Blvd., #180, Las Vegas, NV, 89135

  • (702) 412-5524
  • bryce@luxuryvegashouses.com
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